New Legal Cover Provider – 1st October 2017

As some of you may be aware as of the 1st October we will be changing over our Legal Company to BDELite.

The Motor Legal package now on offer includes 14 day Emergency Hire Car.

The Household Legal package now on offer includes Identity Theft Resolution Service.

All policies still offer the same as our previous provider but now include this added extras.

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August Bank Holiday Opening Hours

Please see below details of our opening hours over the Bank Holiday:

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Have you noticed our new flowers…………

Our beautiful hanging baskets are back up and have really brightened up the front of the shop again this year. If you’ve not yet seen them, make sure you have a look next time your passing.

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Insurance Premium Tax Increase to 12%

Insurance Premium Tax (IPT) increasing from 10% to 12%

From the 1st June 2017 the standard rate of Insurance Premium Tax (IPT) was increased from 10% to 12%.

All new policies and renewals that start on or after 1st June 2017 will be charged at the new IPT rate of 12%. Any mid-term adjustments to these policies that generate an additional premium will also be charged at the new IPT rate of 12%.

All mid-term adjustments that generate a return premium will usually be refunded at the IPT charged at the policy start date.

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Bank Holiday Opening Hours

Please see below details of our opening hours over the May Bank Holiday:

 Friday – 26th May – Normal Hours 9:00am – 5:00pm

Saturday – 27th May – Closed

 Monday – 29th  May  – Closed

Tuesday – 30th May – Normal Hours Resume 9:00am – 5:00pm

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Easter Opening Hours 2017

Please see below details of our opening hours over the Easter Period:

Good Friday – 14th April – Closed

Saturday – 15th April  – Closed

Easter Monday – 17th April – Closed

Easter Tuesday – 18th April – Normal Hours Resume 9:00am – 5:00pm

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New Laws On Driving Whilst Using a Mobile Phone

As of the 1st March 2017, if you are caught using your Mobile Phone whilst driving you will now receive a £200 fine and 6 penalty points on your Licence, compared to a previous £100 fine and 3 penalty points

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Happy New Year

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Christmas Opening Hours

The office opening hours will be as follows:

Friday 23rd December – 9.00am – 5.00pm
Saturday 24 December – Closed
Monday 26th December – Monday 2nd January – Closed
Tuesday 3rd January – Normal hours resume –  9.00am – 5.00pm

We would like to take this opportunity to Wish you a Very Merry Christmas!!

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Driving whilst using a Mobile Phone

Using a mobile phone, sat nav or any similar device whilst driving means that the driver’s attention is distracted from the road.

The facts

•  Studies show that drivers using a hands-free or handheld mobile phone are slower at recognising and reacting to hazards.  Even careful drivers can be distracted by a call or text – and a split-second lapse in concentration could result in a crash.

The law

• It’s illegal to use a handheld mobile when driving.
• This includes using your mobile phone to follow a map, read a text or check social media. This applies even if you’re stopped at traffic lights or queuing in traffic.
• You can only use a handheld phone if you are safely parked or need to call 999 or 112 in an emergency and it’s unsafe or impractical to stop.
• If you’re caught using a handheld phone while driving, you’ll get 3 penalty points on your licence and a fine of £100. Points on your licence will result in higher insurance costs.
• If you get just 6 points in the first two years after passing your test, you will lose your licence.
• You may use a hands-free phone while driving but you can still be prosecuted if you’re not in proper control of your vehicle. The penalties are same as being caught using a handheld phone.
• The penalties for driving carelessly or dangerously when using a handheld or hands-free phone can include disqualification, a large fine and up to two years imprisonment.

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